FundingPips Review 2026 — Best Value Prop Firm?

FundingPips: The Value King of Prop Trading?

FundingPips launched in 2022 and immediately made waves by offering some of the most competitive pricing in the industry. With a 95% profit split — higher than almost any other firm — and our exclusive 15% discount code VAULT15, it's become one of the most popular firms among cost-conscious traders who don't want to compromise on funded conditions.

But is cheap price enough? We dug into the trading rules, payout history, and real community feedback to give you the full picture.

Main Content — 5 Methods

Vault Score: 91/100 — Best Value Rating

Challenge pricing: FundingPips consistently undercuts FTMO by 20–30% before discounts. With VAULT15, you save an additional 15% on top.
Profit split: Up to 95% — one of the highest in the industry
Payout speed: Weekly payouts available from day 1 of funding — significantly faster than FTMO
Account types: 1-step and 2-step challenges available, giving flexibility for different trading styles

Trading Rules — What You Need to Know

Max daily loss: 4% (1-step) / 5% (2-step)
Max total drawdown: 8% (1-step) / 10% (2-step)
Profit target: 8% (phase 1) / 5% (phase 2) for 2-step
No minimum trading days on most accounts
No restriction on trading during news events
Weekend holding allowed

Who Is FundingPips Best For?

Traders on a budget who want to maximise their challenge spend
Scalpers and news traders who need fewer restrictions
Traders who want faster access to payouts once funded
Those starting out who want to test multiple firms without breaking the bank

Vault Exclusive: 15% Off with VAULT15

This is the biggest discount we've negotiated for any firm on the platform. Use code VAULT15 at checkout on fundingpips.com for 15% off any challenge. You'll also earn +100 Vault Points on your purchase — redeemable for free funded accounts.

Vault Verdict

✅ 95% profit split — industry-leading
✅ Weekly payouts from day 1
✅ Flexible 1-step and 2-step options
✅ No news trading restrictions
✅ Best value with VAULT15 code
⚠️ Smaller community than FTMO
⚠️ Slightly less brand recognition

Bottom line: If price matters to you — and it should — FundingPips with code VAULT15 gives you the best funded conditions per pound spent of any firm we've reviewed.